Property types

Semi-commercial property we finance

Every mixed-use asset has a different commercial and residential split. We know which lenders back each one.

Semi-commercial property comes in many forms, and each is funded on its own terms by its own set of lenders. A shop with a flat above turns on the value of the residential part against the whole. A pub with accommodation turns on trade and the strength of the letting income. A mixed-use block turns on the spread of commercial and residential units. We arrange finance across every property type below, matching each one to the lenders that treat that mix of commercial and residential space well.

Shop with flat above finance

Shop with flat above

Finance for a ground-floor shop with one or more flats above, treated as a single semi-commercial title.

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Office with residential finance

Office with residential

Finance for an office at ground or lower level with residential accommodation above or alongside.

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Pub with accommodation finance

Pub with accommodation

Finance for a public house with owner or letting accommodation, funded on trade and the building together.

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Restaurant or café with flat finance

Restaurant or café with flat

Finance for a restaurant or café at ground level with a self-contained flat above on one title.

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Mixed-use block finance

Mixed-use block

Finance for a multi-unit building combining commercial space with several residential flats on one title.

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Retail parade with uppers finance

Retail parade with uppers

Finance for a row of shops with residential flats above, held as a single semi-commercial investment.

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HMO above commercial finance

HMO above commercial

Finance for a house in multiple occupation above a shop or commercial unit on one semi-commercial title.

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Surgery or professional premises with flat finance

Surgery or professional premises with flat

Finance for a surgery, dental practice or professional premises with residential accommodation above.

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Guest house or B&B finance

Guest house or B&B

Finance for a guest house or bed and breakfast with owner accommodation, funded on trade and building.

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Live/work units finance

Live/work units

Finance for a live/work unit combining commercial workspace and residential living under one consent.

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Takeaway with flat finance

Takeaway with flat

Finance for a hot-food takeaway at ground level with a self-contained flat above on one title.

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Convenience store with flat finance

Convenience store with flat

Finance for a convenience store or corner shop with self-contained residential accommodation above.

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Financing a semi-commercial property?

Whatever the property type, send us the detail and we will tell you what is fundable and on what terms.